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18-20 November 2025
Dubai, UAE

Unlock Growth Mode

Banks and financial institutions: your growth begins here.

Join us at ENGAGE Middle East & Africa 2025 in Dubai, from November 18-20, where banking leaders will discover how to break free from legacy constraints. Learn how AI and data-driven strategies can transform your bank or financial institutions with Backbase's all-in-one growth platform. 

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Transformative insights

Learn how to fast-track your bank’s digital transformation with our scalable banking approach, real success stories, and cutting-edge strategies that keep you ahead.

Real banking success stories

Hear directly from bank leaders who have modernized, scaled, and outpaced the competition. Learn what worked and how you can do it too.

Straight talk from experts

Get insider insights from top partners, plus industry analysts tackling the biggest challenges and opportunities in banking today.

7:00 PM - 9:00 PM
Welcome reception
9:00 AM - 9:15 AM
Walk-in

Legacy systems are holding banks back, limiting agility and growth. In this keynote, discover how to break free and unlock Growth Mode with unified banking experiences, AI-powered engagement, and hyper-personalized customer journeys. Learn how banks can move from reactive to proactive, driving loyalty, revenue, and long-term success.

Growth isn’t optional - it’s the only way forward.

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10:30 AM - 11:00 AM
Networking break

In one of the world’s fastest-changing markets, BSF made a bold bet: rebuild everything. In this customer spotlight, BSF shares how they transformed their digital retail banking stack to match the pace of a young, digitally native population, while staying fully in control of their delivery roadmap. 

Learn how the bank embraced a buy plus build approach, redefined agile on their own terms, and used Backbase to move from fragmented platforms to one unified experience. From 4.7 app store ratings to 4x onboarding growth, this is a story of owning change, end to end.

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11:30 AM - 12:00 PM
Leading the shift: building the next generation of retail banking in Middle East & Africa
panel
Main Stage

As digital channels become the primary point of interaction, the pressure is on banks to deliver beyond utility. This panel explores how retail banks across Middle East & Africa are rethinking their digital strategy and the leadership required to guide their organizations through this next phase of transformation. 

Join this session to hear from thought leaders and banking veterans who will share how they are moving beyond generic interfaces to build segment-based journeys, increase product uptake, and embed personalized advice into everyday banking. Expect practical takeaways on how to evolve from transactional servicing to a next-gen app experience that drives loyalty and revenue.

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12:00 PM - 1:30 PM
Lunch break
1:30 PM - 2:10 PM
Solving the integration challenge
keynote
Main Stage

Integration is the top challenge in banking due to the continuous modernization of tech stacks and core systems. Join this session to discover how banks can overcome these challenges and their siloed systems with a plug-and-play architecture for instant integrations. Learn how you can achieve a unified data layer and create a powerful AI-engine that enables you to deliver personalized customer experiences while boosting employee productivity.

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2:10 PM - 2:40 PM
Neobanking session
fireside chat
2:40 PM - 3:10 PM
Balancing digital and personal: The future of wealth management in MEA
customer story
Main Stage

As technology reshapes the wealth management landscape, firms across MEA face a nuanced challenge: how to harness automation and AI to scale and streamline operations—without losing the human relationships at the heart of their value proposition.

This panel explores how leading institutions are redefining the client experience for high-net-worth individuals by striking the right balance between high-touch service and digital enablement. 

From AI-augmented advisory services to flexible onboarding journeys and tailored portfolio insights, the discussion will explore how wealth managers can offer personalized wealth propositions at scale and engage affluent, HNW and UHNW clients with tailored products and experiences.

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3:10 PM - 3:40 PM
Networking break
3:40 PM - 4:20 PM
Win, engage, and grow in the AI age
Customer Story
Main Stage
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Convenience alone won’t win the customers of tomorrow. This keynote reveals how banks can break free from one-size-fits-all experiences and orchestrate growth across segments, ranging from retail banking, small business banking, commercial banking, and private banking & wealth management.

Discover how AI-powered engagement and a unified banking suite enable seamless onboarding, proactive activation, by segmenting and creating personalized journeys that blend digital convenience with human support. Walk away with practical insights to transform everyday interactions into loyalty, relevance, and sustainable growth in the AI age.

4:20 PM - 4:50 PM
Rethinking SME banking at scale: The new roles of banks in small business growth
FIRESIDE CHAT
Main Stage

The expectations of SME clients are changing, and so is the role of the bank. 

In this panel, hear how leading institutions are evolving their strategies to serve SME segments more effectively, going beyond lending to offer real enablement, convenience, and support.

From digitizing onboarding to supporting financial inclusion and long-term SME growth, this session explores what’s working in the region, what barriers remain, and how banks are balancing innovation with business impact.

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4:50 PM - 5:20 PM
Protecting trust and revenue: risk management for modern financial institutions
INSPIRATION SESSION
Main Stage

As banks digitize, they face a rapidly evolving risk landscape across MEA: fraud volumes are rising, cyberattacks are intensifying, and AI introduces both new opportunities and new vulnerabilities.

In this inspiration session, partners across banking, technology, and strategy will share practical examples and use cases that show how the ecosystem is coming together to protect institutions and their customers. From fraud prevention to real-time analytics, you’ll see how intelligent platforms and partner capabilities can help reduce risk exposure, protect revenue, and reinforce customer trust.

A forward-looking showcase on how we — as banks, tech providers, and enablers — can stay ahead of bad actors while keeping experiences seamless, secure, and human.

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6:00 PM - 6:15 PM
Day closing
Main Stage
6:30 PM - 9:00 PM
Networking dinner
9:30 AM - 9:50 AM
Walk-in
Networking Area
10:00 AM - 10:40 AM
AI in banking: scaling innovation, driving growth, and enhancing operation
Panel
Main Stage

AI is transforming banking exponentially, from reshaping customer engagement, to optimizing operations, and unlocking new revenue streams. This panel brings together industry leaders to explore real-world AI applications, from intelligent automation to predictive insights. Learn how financial institutions are scaling AI responsibly, overcoming regulatory challenges, and future-proofing their tech stacks. Join us for an insightful discussion on the impact of AI and the path to sustainable innovation in banking.

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10:40 AM - 11:00 PM
Rewriting the SDLC: How AI is Reshaping Banking Software Development
keynote
Main Stage

AI isn’t just transforming banking, it’s transforming how banking software gets built. Learn how AI is reshaping the modern software development lifecycle (SDLC), from requirements analysis through coding, testing and operations. Banks can now accelerate digital delivery by embedding AI into every stage of the development process, reducing cycle times, improving quality, and freeing teams to focus on business value. Discover the real-world impact of AI copilots, intelligent CI/CD pipelines, and GenAI-assisted design & architecture. Whether you’re modernizing legacy stacks or rapidly building new journeys, this session will show you how to harness AI as a multiplier for velocity, reliability, and innovation in banking software development.

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11:00 AM - 11:40 AM
Networking break
11:40 AM - 12:20 PM
Rethinking banking modernization: Navigating complexity, unlocking growth
panel
Main Stage
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Modernization is no longer just about upgrading core systems. It’s about rethinking how banks operate, deliver value, and adapt to accelerating change. In this panel, banking leaders will share how they’re addressing the unique challenges of the region: navigating legacy infrastructure, fragmented tech stacks, rising compliance demands, and growing customer expectations.

The discussion will explore how modular platforms, cloud adoption, and intelligent orchestration can help unlock new value across retail, business, and corporate banking. Learn how forward-thinking banks are prioritizing modernization efforts that deliver agility today and prepare them for what’s next.

12:20 PM - 12:30
Closing
Main Stage
12:30 PM - 1:30 PM
Networking lunch

Location

Exclusive venue:
W Dubai - The Palm

ENGAGE Middle East and Africa 2025 will take place at the
W Dubai - The Palm, located on the  Palm Jumeirah coastline. The luxury 5-star hotel boasts vibrant design elements and dreamy amenities. Our Engage guests will enjoy world-class dining, comfortable accommodations, and panoramic Dubai skyline views. Booking details will be provided in your registration confirmation email.

Address:
W Dubai - The Palm West Crescent - Palm Jumeirah - Dubai

Are you ready for ENGAGE?

Banking growth begins here.

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